Our Services
One-on-One Financial Planning
Things I Do (Financial Advisor):
Investment Management:
I will construct and manage your investment portfolio, making strategic decisions to optimize your investments based on your financial goals, risk tolerance, and market conditions.
Investment Strategy:
I will develop and maintain an investment strategy tailored to your objectives, ensuring your portfolio is diversified, and its risk profile aligns with your financial plan.
Tax Strategy:
I will work to minimize tax liabilities by employing tax-efficient investment strategies, such as tax-loss harvesting and optimizing tax-advantaged accounts.
Things You Do (Client):
Financial Goals:
Clearly communicate your financial goals, risk tolerance, and any changes in your financial situation or objectives.
Open Communication:
Be responsive to requests for information or updates, especially during market changes or when your advisor requires input for portfolio adjustments.
Implementation:
Implement any agreed-upon financial strategies, such as contributions to accounts, adjusting spending habits, or transferring funds as needed.
Things We Do Together:
One-on-One Meetings:
We will schedule regular one-on-one meetings to discuss your financial goals, review your portfolio's performance, and address any concerns or adjustments needed.
Financial Planning:
We will collaborate to create a comprehensive financial plan, which includes setting and refining your financial goals, tracking progress, and making necessary adjustments.
Risk Management:
We will jointly assess your risk tolerance and periodically review your portfolio's asset allocation to ensure it aligns with your risk preferences.
Ongoing Education:
I will provide educational materials and explanations, and you should actively seek to understand the strategies being implemented.
Feedback and Decision-Making:
In one-on-one meetings, we will discuss performance, review investment strategies, and make informed decisions about the direction of your financial plan.
Price: 0.75% per year on the first $500,000 of invested assets ($50,000 minimum)
Virtual Financial Coaching
Things I Do (Financial Coach):
Email Responses:
As the financial coach, I will respond to your emails promptly, addressing any questions, concerns, problems, or ideas you have related to your finances.
Guidance and Advice:
I will provide personalized financial guidance and advice based on your specific situation, helping you make informed decisions and achieve your financial goals.
Educational Resources:
I will share relevant financial resources, articles, and tools to empower you with the knowledge and skills needed to manage your finances effectively.
Things You Do (Client):
Email Communication:
You will send emails with your financial questions, concerns, problems, or ideas. It's essential to be clear and specific about your inquiries to receive the most accurate assistance.
Implementation:
You are responsible for implementing the recommendations and strategies provided in the email responses, taking proactive steps to improve your financial situation.
Regular Updates:
Keep me informed of your progress, challenges, and any changes in your financial circumstances through email. This helps me provide ongoing support and adjustments as needed.
Things We Do Together:
Goal Setting:
We will collaborate on setting clear financial goals and milestones, which will guide the direction of our coaching program. This can involve discussions and joint decision-making.
Action Plans:
Together, we will create action plans based on your financial goals and the guidance I provide. These plans will outline the steps needed to achieve your objectives.
Review and Feedback:
Periodically, we will review your progress, assess the effectiveness of your financial strategies, and make adjustments as necessary. This feedback loop ensures that the coaching remains tailored to your evolving needs.
PRICE: COMING SOON
Self-Paced Courses
Things I Do (Financial Advisor):
Content Creation:
I will design and create educational content, such as course materials, modules, and resources, to guide your learning and skill development.
Delivery and Updates:
I will deliver the course content and make updates or revisions as necessary to ensure the material remains relevant and up-to-date.
Support Availability:
I will be available to answer questions and provide clarifications related to the course content, although you are primarily responsible for your learning process.
Things You Do (Client):
Course Completion:
You are responsible for engaging with the course material, completing assignments, and actively participating in the learning process.
Personal Plan:
Develop a personalized plan for your learning journey, outlining your goals, milestones, and timelines for course completion.
Execution:
Independently execute your plan, taking proactive steps to apply what you've learned and achieve your financial goals.
Things We Do Together:
Celebrating Successes:
We will celebrate your achievements and successes along the way, acknowledging milestones, certifications, or other significant accomplishments.
Price: Coming Soon
Hi! I’m Cory Nichols, and I’m here to guide you to a financial life that FEELS as good on the inside as it LOOKS on the outside.
My job is to help you navigate the uncertainty, the second guessing and the abundance of information to bring confidence so that you will:
Align your decisions and your finances around your personal values, rather than other people’s expectations
Use simplicity as a guiding principle, so even when things get busy and your calendar gets full you still make progress
Manage risk and exposure so that even in the worst of times you can continue to show up for your real-life obligations
And: create clarity for your financial well being, where you’re fueled not by fear or FOMO, but by answering this question: what does success mean to me?
You May Have Seen Me In:
- THE DETAILS
Frequently Asked Questions
Yes and frankly I don’t understand how anybody could do this work any other way.
We charge a percent of your investments that we manage. Our goal is to align our incentives as close as humanly possible with yours.
I consider myself a curious realist. In all honesty I think that can initially come across as pessimistic but Im just in search of how things work.
I could write an entire book about this but let’s summarize it in 2 categories: 1. Where I make money is very clear and transparent, which can’t be said about the majority of financial institutions or financial advisors. 2. We focus a lot more energy on the psychology of money instead of spending all our time on Excel sheets and 100 page documents
In case I haven’t made it clear yet, the answer is NO. Never. Ever. Like T. Swift and her ex getting back together.
